4400

Retryable

Unable to accept payment

REJSystem

Community Reference: This is an unofficial resource compiled from public banking documentation. Severity and behavior may vary by bank and payment provider. View sources.

The receiving institution is unable to accept the payment at this time. This is a general rejection that may be temporary or require further investigation.

Common Causes

  • Receiving bank not accepting FPS payments
  • Account type not supported
  • Technical connectivity issue
  • Bank-specific restriction in place

What to Tell the Customer

The recipient's bank cannot accept this payment right now. Please try again later or use an alternative method.

How to Fix

  1. 1Verify the receiving bank supports FPS
  2. 2Check for any reported issues with the bank
  3. 3Try again after a short wait
  4. 4Consider using an alternative payment method

Related Codes